The credit only case settlement office presented by Bajaj Allianz General Protection to its clients for bicycle protection and other protection areas has earned far reaching respect. Bajaj Allianz has gained an iAAA rating ICRA (Venture Data And FICO assessment Organization) which demonstrated that the insurance agency has accomplished the ability to settle the most elevated measure of cases for bike protection and so on. Bajaj Allianz has won a few honors and awards. As of late the insurance agency was respected with ‘Best Engine Protection Supplier Of The Year’ by Business Today-Cash Today Monetary Administrations Grants. At present the insurance agency has a skillet India presence, with 759 branches the insurance agency endeavors to reach each person who requires bicycle protection, health care coverage and so forth.
The mission of Bajaj Allianz is to comprehend protection necessities of the clients and make an interpretation of them into reasonable protection items that meet that prerequisites while staying affordable for them. The insurance agency offers specialized greatness in every aspect of engine protection, health care coverage and so on.
What Types of Two-wheeler Insurance Plans are Offered by Bajaj Allianz?
There are essentially three sorts of bicycle insurance contracts accessible from Bajaj Allianz. Pick the choice that is fitting for yourself and keep your vehicle and yourself safeguarded in a healthy way.
Bajaj Allianz Third-party Two-Wheeler Insurance Policy
Outsider obligation protection is fundamental bike protection that everybody needs, according to the Indian Engine Act, 1988. On the off chance that while riding, your bike makes harm or injury outsider property or individual, the protection will cover the costs that you are legitimately and ethically bound to pay. Under this arrangement, in any case, there is no cover accessible for your own vehicle.
Bajaj Allianz Comprehensive Two-wheeler Insurance Policy
The Extensive Bike Insurance contract by Bajaj Allianz offers outsider risk cover, alongside inclusion for your vehicle too. This is a healthy cover that has some far reaching benefits. It is clearly somewhat more costly than a fundamental outsider obligation plan, as it offers a lot more extensive inclusion. It covers the own-harms due to:
- An accident/collision
- Theft/Fire
- Robbery of the vehicle
- Damage/ loss that is caused by natural calamities like floods, landslides, earthquakes etc
- Damage/ loss that is caused by man-made calamities like riots, vandalism etc.
Bajaj Allianz Standalone Two-Wheeler Insurance Policy
This approach can be bought just when you as of now host third-get-together protection for your vehicle. As outsider insurance wouldn’t cover your own harms, you can expand the cover by settling on the Independent Contract.
Bajaj Allianz Bundled Two-Wheeler Insurance Policy
According to the IRDAI, in the event that you buy a bike after September 1, 2018, you really want to purchase a packaged strategy that incorporates 5 years of outsider responsibility and at least 1 years of own-harm cover. You can reestablish your own-harm cover whenever the timing is ideal.
What are the Benefits of Bajaj Allianz Two Wheeler Insurance?
There are many advantages that you, as a policyholder, can hope to get when you purchase your bike protection plan from Bajaj Allianz. Some of them include:
- Tie-ups with Various Carports Bajaj Allianz has a restrict with countless carports all over India. This huge organization of credit only carports creates it extremely straightforward for you as you can undoubtedly find a carport in your space and take your bicycle there for fixes and make a smooth credit only case.
- Effective Client Care-The client assistance group of Bajaj Allianz is well disposed and accommodating. You can reach them 24X7. Assuming you have any inquiries connected with your bike protection plan and the questions will get arranged right away. You can demand a callback or even talk live with client care through their entryway.
- Accessible Online-The organization has an exceptionally impressive computerized presence. Thus, you can purchase your bike protection plan on the web. You can likewise pay the standard expenses on the web and get your arrangement reestablished in an easy way. Then, you can document a case on the web and get to know the situation with your strategy or guarantee online too.
- Bother Free Cases The case interaction of the Bajaj Allianz bike protection plans is extremely straightforward. The organization is likewise known for paying out a large portion of the cases, because of which, the organization’s case settlement proportion is exceptionally high. This is an advantage everybody pays special attention to.
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An Array of Add-Ons
For the individuals who value their bicycle, Bajaj Allianz offers a not insignificant rundown of additional items. By paying some additional exceptional, you can upgrade the front of your approach. Here are some additional famous items:
- Zero Devaluation Cover-When you add a Zero Deterioration Cover to your arrangement, you wouldn’t need to pay for the devalued parts.
- NCB Safeguard With NCB Secure, you can defend your No Case Reward regardless of whether you make a case.
- Head protector Cover-In a mishap, assuming you harm your cap, the maintenance/substitution will be finished by the organization.
- 24X7 Help God disallow, in the event that your bicycle separates in no place, you will be assisted with taking it to a close by carport and drop you at a fitting spot.
- Motor Safeguard – Your base insurance contract wouldn’t cover the fixing cost of the motor. With the Motor Safeguard Cover, the harms to the motor will be covered.
- EMI Security In the event that your bicycle is in an organization carport for fix for a particular number of days, the bicycle’s EMI would be payable by the organization.
- Consumable Costs in the event of a mishap, the items and parts like vehicle oil, coolants and so forth would likewise be covered.
- Individual Mishap Cover for Pillion Rider-With this cover, you can cover the optional/pillion rider too.
- These are the absolute handiest advantages, you get when you purchase your bicycle protection plan from Bajaj Allianz General Protection.
What is Covered Under the Bajaj Allianz Two Wheeler Insurance Policy?
Presently, let us investigate the inclusion accessible under the Bajaj Allianz Bike Protection plans:
- Outsider Risk The essential outsider obligation cover offers security against all outsider harms. Assuming you wind up harming the outsider or harming their property with your bicycle, the protection supplier will remunerate the outsider for your benefit.
- Lawful Costs-All legitimate costs caused while battling a case in court, following a debate raised from a street mishap, will likewise be covered under the Bajaj Allianz bike protection plans.
- Extensive Cover-Assuming you pick a thorough cover, you will get outsider obligation cover and alongside that, you will likewise get exhaustive inclusion for your vehicle’s own harm. This is extremely useful as harm to your bicycle additionally requires consideration and fix. At the point when you have a protection cover for it, it makes it significantly less complex to keep your bicycle in the best condition consistently. The exhaustive inclusion incorporates the harms due to:
- Individual Mishap Cover-When you get your bike guaranteed, it is required to have an individual mishap cover. Under this cover, handicap or passing that is caused because of the mishap and accompanies a front of up to INR 15 lakhs
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What is not covered in the Bajaj Allianz Two Wheeler Insurance plans?
Continuously remember these super durable avoidances so your case isn’t dismissed without a second to spare.
Careless RidingAssuming a mishap happens in light of your own recklessness, you can not guarantee the harms
Age Related MileageStandard mileage or deterioration of the vehicle and its parts isn’t covered
Unapproved Riding-On the off chance that the rider doesn’t have a legitimate Driver’s Permit, you wouldn’t be qualified for a case
Mechanical and Electric disappointment-Mechanical and electric disappointment in the vehicle won’t be covered
Harms because of substance misuseIn the event that you were affected by an intoxicant when the mishap occurred, you will not be qualified for a case
War HarmsMisfortune/harm experienced because of war are not acknowledged
Burglary of extrasExcept if covered, burglary of extras isn’t shrouded in your protection
How to Apply for a Bajaj Allianz Two Wheeler Insurance Policy?
Fortunately, the process to apply for a Bajaj Allianz Two Wheeler Insurance plan is a very easy one. Once you decide what kind of insurance you wish to purchase, you can visit the company website and follow the following steps:
- Enter your details such as name, date of birth, contact details
- Choose the plan and select the add-ons that you want to opt for
- Enter the vehicle details such as make, model, registration details
- Once all details have been entered, check them and proceed towards payment. The payment can be made through an electric mode
How to Make a Claim for Bajaj Allianz Two Wheeler Insurance?
After a mishap, on the off chance that you need to make a case, attempt and illuminate the bike insurance agency as soon as could be expected. You might be encouraged to take your bicycle to a favored organization carport. Be that as it may, on the off chance that an organization carport isn’t open, you can take your bicycle to a non-network carport and you will be repaid later.
Credit only Case-In the event that you pick the credit only cases, you just have to take the bicycle to the closest carport that is recorded in the rundown of organization carports. You really want to illuminate the protection supplier about this and they will straightforwardly settle the contribution, subsequent to surveying the harms and addressing the carport experts.
Repayment Guarantee-On the off chance that you really do take your bicycle to a non-network carport, you should cover the bill yourself and afterward get it repaid. You should present every one of the first bills. Alongside that, you will require specific records, for example, the FIR duplicate, the arrangement reports, and so on.
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Bajaj Allianz Two Wheeler Insurance Contact Details
official website | www.bajajallianz.com |
Email ID | websales@bajajallianz.co.in
bagichelp@bajajallianz.co.in seniorcitizen@bajajallianz.co.in |
whatsapp service chat | +91 75072 45858 |
Toll Free Number | 1800 209 0144
1800 209 5858 |
fax number | 020 30512246 |
Company Address | Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, India |
Bajaj Allianz Two Wheeler Insurance Plans – Review
Overall, Bajaj Allianz Bike Protection appreciates high evaluations from its clients. There are numerous positive surveys about the guarantor as well as the plans. The policyholders acclaim the complete rundown of covers accessible. The organization has a wide organization of workplaces and branches all around the country which makes fix credit only and in this manner extremely helpful. Clients additionally express their satisfaction about the issue free nature of guarantee settlements, recharges, and so on. Thusly, overall, Bajaj Allianz is known as an entirely trustworthy and very much cherished supplier of bike protection plans.
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